Thursday, November 7, 2019

Get a Large Deduction With a 412(e)(3) Retirement Plan

By Lance Wallach

California Broker Magazine June 2008

Successful business owners need big deductions and benefits, which can only be accomplished through a defined benefit plan. Any business can use a 412(e)(3) plan to provide benefits and reduce taxes substantially. The 412(e)(3) plan allows the owner to get the largest legal deduction. At 45, an owner could deduct more than $200,000 per year for himself and more than $300,000 per year at age 55.

Most accountants have never heard of these types of plans, which were defined by the Pension Protection Act of 2006 and are regulated by the IRS and the Dept. of Labor.

The best fit is with companies that have highly taxed owners, but few employees, such as doctors, commercial real estate salespeople, consultants, and other small business owners. A larger business would be better off with a cash balance plan, which also allows owners and key employees to make large contributions. A 412(e)(3) is easy to administer and simple to explain. Other benefits can include asset protection and the ability to deduct life insurance.

Care must be taken with respect to who administers the plan. There have been abuses with the operation of some of these plans and the IRS has disallowed deductions for some abuses. It is important to know whom you are dealing with and that the administrator has the experience and integrity to run the plan correctly. Just because an insurance company may be involved does not make the operation of the plan legitimate.

There are many benefits of using a 412(e)(3) plan. In addition to the large tax deduction, the plan can even be combined with a 401k. This may be the ideal tax deduction for the profitable small business owner or professional.

Lance Wallach, speaks and writes extensively about retirement plans, estate planning, and tax reduction strategies. He speaks at more than 70 conventions annually, writes for more than 50 publications, and was the National Society of Accountants Speaker of the Year. Contact him at 516-938-5007 or visit

The information provided herein is not intended as legal, accounting, financial or any other type of advice for any specific individual or other entity. You should contact an appropriate professional for any such advice.

Wednesday, February 13, 2013

Facebook Ad Activated Account With 400$

We are selling Facebook Ad Activated Account with 400$ budget only in 130$ . It is 250$ daily spending account. You can run for any country . No need to attach any card . 

For buying this account contact me at Skype id speakmeme  or email me at ceo@speakmeme . You can pay us via Liberty Reserve or Via Paypal . 

If you need proof of account see this

Monday, February 11, 2013

Paypal VCC and Paypal Virtual Credit Card

I am providing Paypal VCC or  Paypal Virtual Credit card for verifying your Paypal account.

This VCC will work for all countries where Paypal is  allowed.

For buying Paypal VCC  or Bulk Purchase of Paypal VCC . talk me on skype id speakmeme or Email me at 

I accept Liberty Reserve and Paypal Payments for this.

For more details Visit

Friday, February 8, 2013

Yahoo Vouchers For USA UK CANADA INDIA

DLL Incorporation provides Yahoo Vouchers / Bing Vouchers of 325$, 250$, 200$ and 100$  only in 25$ . It is worldwide series and working with new accounts.It is set of 4 codes which you can use in same account.we also provides Facebook Coupons of 50$ and Provides Facebook Likes.

For any inquiry call +91-9136075049 Skype – speakmeme email We accept Bank Deposit , Net banking ,Liberty Reserve and Paypal Payments.

Tuesday, February 5, 2013

Bing Coupon in Australia

DLL Incorporation provides Bing coupons of 325$, 250$, 200$ and 100$  only in 25$ . It is worldwide series and working with new accounts.It is set of 4 codes which you can use in same account.we also provides Facebook Coupons of 50$ and Provides Facebook Likes.

For any inquiry call +91-9136075049 Skype – speakmeme email We accept Bank Deposit , Net banking , Liberty Reserve and Paypal Payments.

Monday, February 4, 2013

Fanshala Vouchers of 100$ and 50$

DLL Incorporation is providing Fanshala Vouchers of 100$ and 50$ its works well with new accounts , you do not need to attach any card or do not need to add payment .

Just add the coupon and start your advertisement on Walls of Facebook pages and get lot of leads and clicks. Accounts are running successfully . 



LR ID is U5994368  choicedelhi
We accept Bank or netbanking payment also for Indian customers .

I am also running my ad by using the voucher you can see the  proof on below link :-


For more details visit 

Sunday, February 3, 2013

Facebook Coupons For New Accounts

DLL incorporation is selling Facebook Coupons for New accounts , It is worldwide working coupon.

It is 50$ value Coupon , Its price is 10$ only , you can redeem in any new account less 15 days old.

You can buy from We accept Paypal And Liberty Reserve payments.

For more details contact us on skype speakmeme or email us